Motorcycle Insurance
Pat Richard Insurance Agency has the Motorcycle Insurance coverage options to fit your ride. We insure street bikes, cruisers and touring bikes, as well as dirt bikes and ATVs.
Click each item below for more information.
Liability Coverage
You can pick the motorcycle insurance coverage that fits your needs. Our companies offer underlying liability limits high enough to satisfy Personal Umbrella requirements, which means that you may be eligible for this additional coverage. Give us a call to determine your specific coverage needs.
Medical Payments
This coverage provides medical expenses for you and any passenger that are the result of an accident.
Uninsured / Underinsured Motorist Coverage
This coverage typically pays for expenses associated with injury or death from an accident caused by an uninsured, underinsured, or hit-and-run driver.
Collision
This coverage pays for repairs to a covered motorcycle that is damaged by a collision with another vehicle or object.
Comprehensive
This coverage pays for repairs to a covered motorcycle if it is stolen, vandalized, or damaged in some way other than in a collision.
Roadside Assistance
This coverage provides towing expenses to the nearest qualified repair facility.
Custom Parts and Equipment
If you select Custom Parts Coverage, you will receive up to $3,000 in coverage without any additional cost to you. Coverage is available for up to $10,000 in custom parts and equipment. All custom items must be listed so be sure to contact us to update your policy when you purchase new items.
You May Qualify for Discounts
- Multi-Policy
- Certain Rider Groups
- Motorcycle Safety Foundation Course
